Thursday, May 21, 2020

Emma s Self Propelled Downfall - 921 Words

Emma’s Self-propelled Downfall Gustave Flaubert’s Madame Bovary, is the story of Emma, a naà ¯ve girl who dreams of having a life, bigger than the one she can ever achieve. Flaubert throughout the story depicts average members of society with all their faults. Greed, lust, deceit, and incompetence are the stock in trade of all his characters. The story has no heroes, only losers and fools who waste their unfulfilled lives. Emma schooled in a convent is desperate to feel the excitement of real love as she imagines it to be. Emma is married to Charles Bovary, the first man she ever really knows. Charles is the classic underachiever whose shortcomings plague Emma throughout their marriage. Charles will never have the position, money, success, or class status she so desperately desires. Marriage, a child, and respectability cannot assuage her disappointment in herself and her life. She finds solace and excitement in things she cannot afford and men she cannot resist. Emma has no one to blame but herself for all her failings. Her ego and sense of entitlement overrides her common sense and allows her to borrow money that she will never be able to repay. Like an addict without self-control, she continues borrow money and have affairs that never really satisfy her. She hates herself for her deceptions and constantly fears exposure. Her life becomes a downward spiral of lies and shame that eventually ends in the coward’s solution of suicide. Emma’s story begins with CharlesShow MoreRelatedEmma Roberts. Profesor Veach . English Composition I. January1031 Words   |  5 PagesEmma Roberts Profesor Veach English Composition I January 19th, 2017 Defiled â€Å"Do not turn to mediums or seek out spiritists, for you will be defiled by them,† are words from Leviticus 19:31 (NIV). They are very applicable through the course of a famous 1606 tragedy named, Macbeth, by William Shakespeare. The main character, a Scottish general named Macbeth, receives prophecies from a trio of witches that one day he will become the mighty King of Scotland. These witches, also know as the â€Å"weird

Wednesday, May 6, 2020

Entrepreneurial Finance Assignment 1 - 2511 Words

Entrepreneurial finance assignment 1 Problem 4.4. Introduction The CAPM model can be used to analyze the performance of a portfolio of investments. The model should be calculated by comparing the return of assets (Ri) minus the return of risk-free cash (Rf) of the fund against those numbers of a known index with historical data (Rm). With least-squares regression, a straight line has to be drawn through the points to finish the model. Alpha represents the point where the graph starts and beta the slope of the regression line. Alpha is the number that represents the fact of how well the fund did against the CAPM model. A positive alpha means the fund did better than CAPM predicted and negative the opposite. R ² represents the ‘fit’†¦show more content†¦This results in an adjusted regression equation defined as: Because the model used to calculate the regression does not entail the stale value problem, we consider the concern of Bonnie as valid. (c) Chris thinks that this model does not properly adjust for the high probability of failure for VC investments. This concern is invalid. The unexpected portion of the return (and thereby referring to the higher risk) is represented by alpha. A higher alpha means that the portfolio performance was better than the original CAPM model. A lower alpha means that the performance was worse. (d) Dave thinks that this model does not properly adjust for the illiquidity of VC investments. This concern is valid. Dave refers to one of the other three interpretation problems of CAPM results; liquidity risk. Investors may require a premium for illiquid investments. They refer to it that investments that are illiquid are more risky. The model presented by the management team does not take this risk into account. To overcome this, the management team should use the Pastor-Stambaugh model (adjustment 2 of the CAPM model) which takes the size (of the company), value (growth prospects) and liquidity risk of an investment into account. This model is defined as: (e) Ellen thinks something else is wrong, but she can’t put her finger on it. Ellen could be thinking of another points, that the model is not adjusted for ‘styleShow MoreRelatedEntrepreneurial Finance Assignment 12519 Words   |  11 PagesEntrepreneurial finance assignment 1 Problem 4.4. Introduction The CAPM model can be used to analyze the performance of a portfolio of investments. The model should be calculated by comparing the return of assets (Ri) minus the return of risk-free cash (Rf) of the fund against those numbers of a known index with historical data (Rm). With least-squares regression, a straight line has to be drawn through the points to finish the model. Alpha represents the point where the graph starts and betaRead MoreIncommendations1292 Words   |  6 PagesEconomic recommendations 4.3 The availability of finance support from the government The researcher suggests that government should provide support in terms of finance for the young people in order to develop Indonesia’s economy and encourage competition and innovation among the youth. The researcher recommends government to create a program that providing funds for impressive business plan from young entrepreneurs. This program should provide sufficient funds require for young entrepreneurs to startRead MoreWork capital simulation1130 Words   |  5 Pagesï » ¿Working Capital Assignment This assignment is an individual assignment. Each student is required to complete two runs of the Working Capital Simulation. The simulation site is https://cb.hbsp.harvard.edu/cbmp/access/20227364 (Cost: $12.50). Use the attached instructions to get started. 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Management and Leadership at Cvs Caremark Free Essays

Management and Leadership at CVS Caremark Michell McGill MGT/330 September 10th, 2012 Ed Robinson CVS Caremark is the largest pharmacy health care provider in the United States with integrated offerings across the entire spectrum of Pharmacy Care. CVS Caremark is a market leader in mail-order pharmacy, retail pharmacy, specialty pharmacy, and retail clinics and is a leading provider of Medicare Part D Prescription Drug Plans. As one of the country’s largest pharmacy benefits managers (PBM’s) CVS Caremark provides access to a network of more than 65,000 pharmacies, including more than 7,3000 CVS/pharmacy stores that provide unparallel services and capabilities(â€Å"Recruiter contact information,† 2012). We will write a custom essay sample on Management and Leadership at Cvs Caremark or any similar topic only for you Order Now The size and components of the company CVS Caremark has implemented a leadership team comprised of talented and diverse leaders who’s abilities makes the company a leader among retail and specialty pharmacies in the United States. CVS Caremark divides the company into a Business Unit that consists of MinuteClinic, Pharmacy Benefit Management and Retail Pharmacy. Leadership, defined as influencing individual and group activities toward goal achievement. Executive leadership is a key component to the success of CVS Caremark. CVS Caremark fill many of their Executive Leadership opportunities from within, colleagues are offered development plans and encourage open dialog with colleagues and managers. Regular training and leadership development programs ensure that talent can be promoted from within the company. CVS Caremark employs Senior Executive Teams and department and line executives these positions are responsible for support and to work with teams that manage most of the major staff support functions (â€Å"Recruiter contact information,†2012). Management is described as the process of working with people and resources to accomplish organizational goals. At CVS Caremark there are several types of managers in the retail stores. There are district store managers, district pharmacy managers, store managers, shift managers, photo lab supervisors, pharmacy managers, lead pharmacy teach, minute clinic manager and each manager report to the store managers. The distribution center employs more managers as well as other departments. Roles and Responsibilities MinuteClinic are managed by nurse practitioner who offer services to treat minor health issues such as strep throat, and ear, eye, sinus, bladder, and bronchial infections. Others convince of the minute clinic is the ability to have several common vaccinations, flu shots, hepatitis A and B, tetanus, and pneumonia. The benefit to the customer is there are no appointment necessary and the practitioner specialist can diagnose and treat and write prescriptions, which can be filled immediately in the store pharmacy with little or no waiting. Other convient services are camp, sports, and college physicals on a daily walk in, no appointment necessary. Pharmacy Benefit Management is another business unit that assists the customers with managing their benefit, filing prescription by mail and in the retail setting. The services offered help the customer file insurance and fill his or her prescriptions. Services such as ready fill and 90 day supply of maintenance medications like blood pressure, asthma medication, birth control, etc. can be automatically refilled every month or 90 days according to their insurance plan. The benefit to the customs is that they do not have to file their insurance and be reimbursed by the insurance company. The prescriptions can be automatically refilled every month or every 90 days. CVS/pharmacy retail division is America’s leading retail pharmacy with more than 7,300 CVS/pharmacy and Longs Drug stores . Many of CVS/ pharmacies are open 24 hours, which is always a benefit to the customer who may have a late night trip to the ER. CVS/pharmacy offer personalized expertise, in the retail stores and online at CVS. com. This is a benefit to the elderly patients, they do not have to remember to call in their prescriptions, and they get a coursity phone call if the prescriptions are not picked up within two days after the fill. As people are living longer today the elderly many times do not have help maintaining their drugs or other needs and at time the responsibility can become overwhelming. Customers enjoy the convince to speak with a pharmacist about minor issues with their health or medications. Cot to cost every CVS/pharmacy offer prescription medications related health care products and other health products, such as first aid products, crutches, walkers for the elderly, bed pan, etc. There are 600 in-store minute clinics with more to come by 2016. The front store offer a wide variety of popular beauty supplies, health, and personal care brands, well stocked convince foods and a photo lab with one hour services and many other photo needs, seasonal aisle, and gift ideas and a large supply of cards for every occasions. CVS Caremark is in the United States, the company is launching a Spanish version of Caremark. com. CVS Caremark planes precipitations have access to most comprehensive Spanish-language Web site in PBM industry. The services provided will be the same services as English-speaking customers. While CVS Caremark offers great services and benefits to their employees, turnover can be a problem, due to some factors that stand out, According to Sam Walton of Wal-mart, â€Å"If you want to know where the problem is ask the front line†. The employees at CVS have several issues that if corrected the employees may be happier and offer better customer service. One issue is with the work environment, in retail pharmacy employees work an eight-hour shift and many days there is no breaks, no lunch, and many times no bathroom breaks. When dealing with customers who are sick and not feeling well, and all they want is to get their medicines and go home. The employees need to have a break from the crazy fast pace of the frontline. This would take care of the bathroom problem. While the management does not tell employees not to take a break, they also do not make taking break easy. As for a lunch break, employees can have food in the store but many times some stores may fill 800 to a 1,000 prescriptions a day. This leaves little time to eat or anything else. If employees had a break and a little time to eat, service with a smile, is more likely. Another employee issue is the work schedule, no set schedules are , most store employees including managers are required to work two- day shifts and two evening or night shifts and every other weekend. If the store is open 24 hours the last shift get off around 11:00 p. m. . . The 24- hour stores never close for anything, rain sleet or snow. If CVS Caremark would look at these couple of problems the service would improve, the customers would be happier. Customers can at times wait 30 minutes to an hour for their prescriptions. Employee who are exhausted and hungry and need to go to the restroom are less likely to provide great customer service. CVS Caremark management is always looking for ways to improve their service at the store level. There are weekly phone conferences for the management team, the pharmacist, the technicians, and the minutecilnic, and retail front store. To discuss the monthly service goals and what need to be completed to improve the service for the months to come. The district managers need to be in the store more often and the management need to take better care of their employees on a daily bases and management will see a change in customer service scores. References: Recruiter contact information. (2012). Retrieved from http://info. cvscaremark. com How to cite Management and Leadership at Cvs Caremark, Papers